6-8%
The line most brochures want you to remember
4.3-5.4%
The net zone conservative buyers should start with
฿250k-350k
Typical setup gap before a unit earns anything

Every Phuket sales deck eventually lands on the same line: 6-8% yield. Convenient. Clean. Usually incomplete.

The number itself is not the problem. The compression is. One line has to hide management cuts, CAM, furnishing, vacancy, repairs, and the difference between sticker price and actual capital at risk. That is how a brochure ends up looking smarter than the spreadsheet.

Who this memo is for: Buyers comparing Siamese Bangtao, The Title Sierra, and premium stock such as Angsana Topaz. If one headline yield is enough for the decision, stop here. It should not be.

Chart 1 — The headline number is usually the optimistic one

Project Sales story Conservative underwriting Deeper read
Siamese Bangtao Developer claim: 6-8% 4.3% net Full analysis
The Title Sierra 7%+ belongs in the upside case, not the first draft 5.4% net Full analysis
Angsana Topaz Brand premium and convenience, not a pure yield play 4-6% net typical Review

The pattern is repetitive. Marketing speaks in upside. Underwriting should start with the conservative line.

Chart 2 — Sticker price is not capital basis

Reference unit Public price Setup / fit-out More honest capital basis
Siamese Bangtao 1BR ฿5.50M ฿350k ฿5.85M
The Title Sierra entry unit ฿2.87M ฿250k ฿3.12M

A unit does not start producing income on the brochure number. It starts after setup, furnishing, and a little working capital. Buyers who underwrite only the public entry price are flattering the deal before it has done anything to deserve it.

Chart 3 — Occupancy does the damage quietly

Siamese Bangtao65% → 75% → 85% occupancy
4.3%
5.4%
6.8%
The Title Sierra10 → 11 → 11.5 occupied months
5.4%
7.2%
8.5%

This is why the brochure can look fine until the first soft season. A modest occupancy miss does not kill the project. It kills the pretty version of the story.

Chart 4 — Where gross rent disappears before it becomes net rent

Line item Typical drag What buyers forget
Management / leasing -20% to -25% Somebody has to run pricing, enquiries, cleaning, and turnover
CAM and fixed building costs -5% to -10% Amenity-heavy buildings pay for their own theatre
Vacancy, repairs, furnishing bleed -10% to -15% The line most sales decks politely blur
Net investor reality roughly 50-60% of the gross story That is why 4-6% net keeps reappearing.

If the sales room keeps repeating gross, compare it against our Siamese Bangtao numbers, our Title Sierra model, and our Angsana Topaz review. The language changes. The arithmetic usually does not.

Bottom line: Underwrite 4-5.5% net first. Treat 6%+ as upside. And if a Phuket deal only works when every assumption is friendly, it does not really work.

Quick buyer questions

Why do Phuket sales decks keep showing 6-8%?

Because 6-8% is the clean, optimistic version of the story. It usually assumes strong occupancy, strong nightly rates, and gross rent before the full drag of management, CAM, vacancy, and fit-out is felt.

What is the most useful number to underwrite first?

For mid-market Phuket condos, the safer first line is usually around 4% to 5.5% net, not the highest number in the brochure.

Does a branded residence automatically deserve a higher yield assumption?

No. Branding can support room rate and convenience, but the higher capital base often compresses yield percentage.

What should buyers compare before wiring a deposit?

Compare the real capital basis, management drag, CAM, furnishing budget, occupancy assumptions, and whether the deal still works when those inputs are less friendly.